Strategic Funding Long-Term Results.
Helping businesses secure capital with speed, clarity, and confidence.
About the Founder
SANDIP PATEL
Founder, Optimum Capital
With 20+ years of experience in SBA and commercial lending, Sandip Patel has helped small to mid-sized businesses secure over $500 million in funding nationwide.
As Vice President / SBA National Production Manager at Commercial Bank of California, Sandip blends hands-on expertise with a relationship-driven approach. He’s passionate about helping entrepreneurs thrive—by providing fast, tailored capital solutions that drive long-term growth.
Testimonials
Cally Ross Serrano
I am incredibly grateful for the exceptional service provided by Mr. Patel and Optimum Capital in helping me secure a loan to purchase my business building. When no other loan officers could make it happen, Mr. Patel went above and beyond to ensure that my dream became a reality.
From the very beginning, Mr. Patel demonstrated a deep understanding of my needs and worked tirelessly to find the best possible solution. His expertise and dedication were evident throughout the entire process, and he consistently kept me informed and reassured.
What truly stood out was Optimum Capitals personal touch. They took the time to understand my vision for the business and showed genuine interest in my success. Their encouragement and support made a world of difference, and I felt like I had a true partner in this journey.
Thanks to Optimum Capital's unwavering commitment and resourcefulness, I was able to close the loan successfully and move forward with my business plans. I highly recommend Optimum Capital and Mr. Patel to anyone in need of a reliable and skilled loan officer. Their exceptional service and determination truly set them apart.
Thank you for making the impossible possible and for believing in my dream as much as I do!
-Cally Ross Serrano
Owner, The Learning Experience Bulverde & Sienna Plantation
Loan Amount Secured: $4,050,000
Kiddie Academy of Harrisburg, NC.
Working with Sandip Patel, VP/SBA National Production Manager, at Commercial Bank of California during the SBA loan process for Kiddie Academy of Harrisburg was an exceptional experience. From the very beginning, Sandip demonstrated a deep understanding of small business financing and a genuine commitment to our success. He was responsive, knowledgeable, and incredibly patient, guiding us through every step of the process with clarity and confidence.
Thanks to his expertise and support, we were able to secure the funding by refinancing existing loan with lower rate, which resulted in $6000/month savings in interest expense and provide additional funding to acquire building to bring our vision for Kiddie Academy Harrisburg to life. Sandip didn’t just treat us like clients—he treated us like partners. His professionalism and dedication truly made a difference, and we are grateful to have had him by our side.
I wholeheartedly recommend Sandip Patel and entire SBA team to anyone seeking a reliable and supportive SBA lender. His guidance has been instrumental in helping us build a foundation for long-term success.
-Krushnai & Ronak Patel
Owner, Kiddie Academy of Harrisburg, NC.
Loan Amount Secured: $4,560,000